Ann Cone is a Senior Vice President in the Atlanta office of CBRE HMF, Inc., CBRE’s FHA lending division. Ms. Cone is responsible for marketing and originating FHA insured construction and permanent financing for multifamily, senior living and healthcare housing. Ms. Cone has more than 35 years in commercial real estate with emphasis in FHA insured debt products. Over the course of her career, she has personally arranged over 350 transactions with a strong emphasis on affordable and mixed income housing.

Ms. Cone began her career in 1983 in Atlanta with the Center for Housing Alternatives, a non-profit organization that providing consulting and technical assistance for specialized housing for persons with disabilities. In 1986 she was promoted to Administrator responsible for the organization’s production of housing.

1n 1994 she co-founded the Housing Resource Center (HRC) to provide consulting and technical services for housing for the elderly housing, persons with disabilities and veterans. That same year, HRC was awarded the Southeastern Master Technical Assistance Advisory role for the Resolution Trust Corporation to facilitate sales to non-profit organizations for affordable housing.

In 2006, she left HRC to work on the lending side of the business with Prudential Mortgage Capital Company as Director of Originations. In this capacity she was responsible for the origination of construction and permanent financing for market rate and affordable multifamily properties as well as healthcare properties.

CAREER ACHIEVEMENTS

• Over 35 years’ experience in HUD financing programs
• Vast knowledge of FHA and affordable housing programs
• Co-founded the Women’s Affordable Housing Network in 2007
• President 2019 for CREW Atlanta

CURRENT ASSOCIATIONS

• Treasurer, Southeastern Mortgagee Advisory Council, 2022
• Board Member, Southeastern Mortgagee Advisory Council, 2016 to Present
• Hope Atlanta, Advisory Board 2022
• President, CREW Atlanta, 2019
• Past President & Executive Council, CREW Atlanta, 2020
• Board Member, CREW Atlanta, 2016-2018
• Member, CREW Network Education Committee, 2015-2016
• Co-Chairperson, CREW Atlanta Leadership Committee, 2015 – 2016
• Delegate, Commercial Real Estate Women (CREW) Network, 2014
• Chairperson, CREW Atlanta Network Committee, 2014
• Graduate, CREW Atlanta Leadership Program, 2008
• Member, Georgia Affordable Housing Coalition, 2007 to 2017

Richelle has been in the affordable housing development field since 1994 and has been involved in the development or preservation of over 25,000 units of affordable rental housing. She serves as an owner/developer as well as provides development consulting to owners and housing authorities, with a specialty in LIHTCs, Section 8 rental assistance, and HUD’s Rental Assistance Demonstration (RAD) program. Prior to founding Collaborative Housing Solutions, she founded and co-led Tapestry Development Group for nine years, a successful development and consulting organization.

She previously served with a large non-profit development organization for twelve years, serving as the President of its real estate development arm in her last position. Her expertise includes multi-layered financing and fostering collaboration between public and private sectors to develop mixed-income housing. She serves as subject matter expert in efforts with state and federal agencies to create new and creative financing programs and policies for affordable housing development.

She has served as a speaker and trainer to a variety of stakeholder groups in the affordable housing field. She is active with several trade associations to advocate for sound public policies that support affordable housing. She is currently a member of the Board of Directors of the National Housing & Rehabilitation Association and serves as Chair of the RAD Committee of the Georgia Association of Housing and Redevelopment Authorities. She co-founded and for 11 years, co-chaired the Women’s Affordable Housing Network, an Atlanta-based effort to support women in the industry, which has expanded to multiple chapters across the country, and she currently serves on the Advisory Board of the national WAHN.

She has earned several recognitions in the real estate industry including a Women in Real Estate Award from the national commercial real estate online platform Connect Media; was named one of “The Leaders” from the Women’s Leadership Initiative of the Atlanta chapter of the Urban Land Institute for her extraordinary contribution to the built environment; was named as one of the top 12 Young Leaders in Affordable Housing in the nation by Affordable Housing Finance magazine; received the Founders Award from WAHN; and received a POW! Award from the online publication Womenetics for serving as a model of a purposeful businesswoman.

She is a graduate of the Leadership Atlanta Class of 2010. She earned a B.A. from the University of California, Los Angeles, and Master of City Planning from Georgia Tech. She completed an Executive Education program within the Social Enterprise Initiative at the Harvard Business School. She serves on several committees at her church and her children’s schools, as well as mentoring younger developers in the affordable housing industry.

Ashley Northcutt, CPA, is an accomplished professional with a passion for nurturing relationships and creating meaningful connections. Beyond her successful career, she has earned the following notable awards:

• the world’s best aunt an impressive four times. (if you count the unsolicited ballot from her nephew’s best friend, who lovingly refers to her as his favorite aunt, that title increases to a remarkable five times.)
• the world’s best bonus mom (most days) 3 times, a testament to her dedication and love in nurturing her family.
• The world’s most loving (and tolerant) Bulldog mom to Dublin and Guinness. Her role as a mother constantly spoiling them makes it impossible for her to complain about their behavior.

Ashley cherishes her relationship with her husband, parents, three brothers, and three sisters in love.  They stand as constant sources of love, encouragement, and unwavering support which serve as a firm foundation for Ashley’s personal and professional endeavors.

She transitioned from her role as a tax partner in the affordable housing industry to pursue her passion as the President and CEO of the Women’s Affordable Housing Network (WAHN). As the head of this esteemed 501(c)(3) organization, Ashley focuses on promoting diversity, equity, and inclusion within the affordable housing sector.

At WAHN, Ashley leads a collaborative network that provides valuable support, empowerment, and educational resources to women working in various capacities within the industry. Through intentional connections, education, and active allyship, WAHN brings together representatives from government agencies, lenders, financial institutions, investors, developers, professional service providers, and nonprofit organizations to create a unified force for positive change.

Ashley’s previous career encompassed notable achievements in the field of public accounting. She honed her skills at prestigious firms such as PricewaterhouseCoopers and other national accounting companies. In December 2022, driven by the growth of WAHN and her unwavering commitment to historically underrepresented communities, Ashley made the decision to depart from her role as Tax Partner at an accounting firm specializing in the affordable housing industry. She demonstrated expertise in real estate taxation, not-for-profit organizations, and affordable housing throughout her career. Ashley remains an ardent advocate for fair and equitable housing practices and policies.

With over a decade of experience in tax planning and compliance for multifamily real estate, commercial real estate, and construction companies, Ashley deeply understands tax credit programs at both the federal and state levels. She is well-versed in low-income housing tax credits, historic tax credits, and partnership and individual tax law. Ashley also excels in reviewing, implementing, and applying cost segregation studies. Furthermore, as a key member of the tax leadership team, she is highly proficient in training, supervising, and mentoring colleagues.

With a genuine appreciation for the meaningful relationships in her life, Ashley brings a warm and compassionate approach to her work, touching the lives of those she encounters with her genuine care and dedication.

Jill brings a wide berth of experience to the real estate and housing industries with vast knowledge in all parts of the real estate life cycle from acquisition, underwriting, asset management, property management, and dispositions. She possesses strong technical knowledge of government funding programs including the LIHTC, HOME, and NHTF.

Jill provides consulting services in Development, State Relations, and DEI in Affordable Housing. She is HCCP certified, and currently serves on the HCCP Board of Governors and Women’s Affordable Housing Network (National) Advisory Panel.